Top 10 Ways To Make Money Online In Nigeria (2018)


Whether you are a freelancer, full-time employee with a major corporation, a stay at home mom, a university student, or a job-seeker – there are several ways to make money online in Nigeria with little or no capital investment.

One of the great things about the internet is that it’s such a great way to get into business for yourself. No matter where you live, as long as you have an internet connection, you can always make money online. In this post, i’ll be sharing some easy and legit ways to make some extra cash in your spare time.

1. Sell art and crafts on Etsy


Are you passionate about arts and crafts?

Etsy is an online buying and selling place where buyers meet sellers. It’s similar to eBay but Etsy focuses on selling arts, crafts handmade, Afrocentric or vintage items and supplies.

Top Etsy sellers earn up to 1 million dollars a year by selling arts, crafts and handmade items and startup investment can be as little as $0.20 to list each item for sale, and each listing lasts 4 months or until it sells.

Some people make a steady side income of up to 50 dollars a month, and others earn enough to quit their jobs and sell on Etsy full time.

What Can I Sell On Etsy?
  • Stickers
  • Personalised bottles, glasses and t-shirts
  • Notebooks
  • Jewellery
  • Art prints
  • Knitting patterns
  • Greetings cards
  • Clip art
  • Enamel pins

Suitable for: This online money making opportunity is best for artisans and people who love to create their own items or products.

2. Writing Articles And Getting Paid

This is the most common Online Job in Nigeria. Submission of written articles does not require being physically situated in a company’s office. Thus, being a freelance writer is one of the most common work from home jobs in Nigeria. Qualifications are basic. A freelance writer should have a good portfolio of written works; His/her writing must be compelling enough to hold many readers’ attention. As well, writers must be dynamic to be able to provide explanations in a user-friendly manner rather than in a technical fashion. Of course, as content will be posted on the web, applicants must have a good understanding of Internet concepts and possess familiarity on optimizing content online. Often, writers are to provide five to 10 articles in a week with a vast array of topics given by the publisher. A 700-word article usually is equivalent to $3, while a 1500-word article costs $5. In most areas, flexible rates are applied. Some even provide $60 per article, depending on the depth of the topic and the set of requirements.
Here is a list of some websites you can start writing for to get money

  • Listverse – Listverse pays $100 for each accepted post
  • TopTenz – TopTenz pays $50 for each accepted post.
  • A List Apart – A List Apart pays $200 for each accepted post.
  • International Living – International Living pays $75 for each accepted post.
  • FundsforWriters – FundsforWriters pays $50 for each accepted post.
  • Uxbooth – Uxbooth pays $100 for each accepted post.
  • iWriter – iWriter pays up to $15 for each accepted post
  • Matador Network – Matador Network pays up to $60 for each accepted post, but standard pay is around $20-$25.
  • The Penny Hoarder – The Penny Hoarder pays up to $800 (rarely), depending upon the number of page views you receive

3. Sell Photos


Selling photos is a niche that hasn’t been completely considered by many Nigerians.

If you are a blogger who takes high-quality images for your blog? Or do you enjoy snapping photos of the world around you? Then you can start earning money by selling stock photos online on sites like Shutterstock and iStockPhoto.

The great thing about selling stock photos is you don’t need any special training, the opportunities are plentiful, and you don’t need a website to get started.
This online money making opportunity is best for people who have the passion for photography.

Check out: Top 10 Best Places to Sell photos Online

4. Sell on E-commerce Websites


Another legit way to make some extra-cash online in Nigeria is by selling on e-commerce websites. Jumia, Konga, PayPorte are all e-commerce websites that allows a merchant to list and sell products online for free. These list of websites exposes your product to a huge chunk of online audience that you will not be able to access offline making it easier and faster to sell and make more money online.

5. Apps & Websites Testing

The main aim is to improve online experiences for the everyday internet user. Internet companies are always looking for real people like you, to test out new or existing mobile apps and websites so that website owners, coders, and designers can see and evaluate the obstacles that real people experience with their products. Most of the companies reward the testers in cash for each app or website tested (Check out User Testing ).

6. Start a Bulk SMS And Email Mqrketing Business

I believe you have been a victim of unsolicited SMS and mails from unknown individuals and companies flooding into your inbox a lot.
That is an example of SMS or email sent in bulk, unfortunately your number or mail address is in there list.
The catch here is that, the sender was paid to send you those messages as part of an advertising campaign and you cannot deny that most of them have been helpful too.
You can actually get your own SMS business running and also procure a large list of numbers and emails to send targeted campaigns, it could be for:

  • Politician and election campaign.
  • Church
  • School
  • Mosque
  • Group etc.

7. Bitcoin, Forex Trading And Binary Options


Honestly, I really do not know much about this and I am totally less concerned.
But I keep getting testimony and reviews about guy making money from it regularly, but also, hear about people who lose fortune to it too.
I mentioned it because it is also an avenue to make money online in Nigeria, if you really understand all that it involves.
There is this latest craze about bitcoin and if you know how much a coin is worth, you will stop being idle.
If you are interested, you can search on Google for good tutors that can put you through in-depth the techniques involved in making money through forex trading and binary options.

8. Become a Virtual Tutor

Another way to make money online is by teaching others what you know. You can become a virtual tutor and engage in one-on-one tutoring sessions or even host Webinars to help people directly with any number of topics. Nigerian websites like Tutors NG allows users to monetize their knowledge by creating online learning materials for other in need of a specific knowledge.

9. Affiliate Marketing

If you’ve got a good presence on social media or perhaps you even have a blog or website, you can start bringing in money immediately by promoting all sorts of companies, products, services and offers online. You can even apply to affiliate programs of some notable brands in Nigeria such as Konga and Jumia Affiliate Program.

10. Youtube Vlogger

Did you know that you can make as much as N150,000 working from home as a Vlogger? Oh yes you can and now is a perfect time to take advantage of the opportunity provided by Youtube to make money from its partner program.
You can get started by creating a Youtube channel as a platform for distributing your video contents.


These online business opportunities should give you plenty of ideas for making money online in Nigeria. Take what you’ve learned from this post and start testing your own ventures. It will take some hard work. But it’ll be well worth it when you find yourself on the road to financial freedom in a very short while.

What other work from home jobs do you know of? Kindly share your thoughts in the section below. You can also share with your friends that may need some money making ideas.

Categories: Business | Make-Money


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